###### Use Case

# Financial Services / Fintech

AI-Powered Application Security Built for Highly Regulated, High-Velocity Teams. Meet PCI DSS 4.0, SOX & GLBA while releasing secure code at startup speed.

Missing AuthZ

Auth Check

Public API

## The Challenge

Financial services organizations face unique security challenges: stringent regulations, high-value targets for fraud, and the need to innovate at startup speed. Traditional security tools weren't built for the complexity of modern fintech stacks or the velocity of digital transformation.

## Common Pain Points & How ZeroPath Solves Them

| Pain Point | How ZeroPath Solves It |
| --- | --- |
| **Leakage of PII**<br>Customer data exposure risks massive fines | **Natural language PII detection**<br>Custom rules deployed organization-wide in minutes |
| **Stringent regulations**<br>PCI DSS 4.0, SOX, FFIEC, GLBA compliance burden | **Automated compliance mapping**<br>Map findings to exact controls, generate audit-ready reports with one click |
| **High-value fraud target**<br>ATO attacks and payment fraud | **Business logic analysis**<br>Detect broken authentication and insecure money-movement flows with LLM-backed analysis |
| **Velocity vs. security conflict**<br>Security slows down innovation | **Automated remediation**<br>Auto-patch PRs and Auto AppSec Mode keep pipelines green |
| **Polyglot codebases**<br>Legacy COBOL to modern microservices | **20+ language support**<br>First-class SAST from COBOL-adjacent C/C++ to Kotlin, Rust, and Swift |
| **Third-party risk**<br>Open-source vulnerabilities | **Integrated SCA**<br>Highlights EoL components, reachability, and transitive risk with CVSS 4.0 scoring |

## How it Works

### 1. Scan

LLM-driven analysis across SAST, SCA, secrets & IaC in one pass

### 2. Detect

Find PII leaks, auth flaws, and payment logic vulnerabilities

### 3. Comply

Auto-map to PCI DSS, SOX, GLBA controls with evidence collection

### 4. Remediate

AI-generated fixes that match your coding standards

## Key Capabilities

### Financial-Specific Detection

- **PII leakage prevention** with custom natural language rules
- **Payment flow analysis** for transaction security
- **Authentication bypass detection** for ATO prevention
- **Cryptographic validation** for key management compliance

### Regulatory Compliance

- [**PCI DSS 4.0 Requirements 6.x** automated mapping](/content/blog/how-to-meet-security-requirements-for-pci-dss-compliance/index.html)
- **SOX 404** control evidence generation
- **ISO 27001 Annex A** alignment
- **FFIEC CAT** readiness assessments
- **GLBA Safeguards** rule compliance

### Risk Management

- **Real-time risk portraits** by org, repo, or team
- **MTTR tracking** for vulnerability remediation
- **High-risk payment flow** identification
- **Third-party risk scoring** with CVSS 4.0

### Enterprise Features

- **Context-aware secrets detection** for API keys and credentials
- **Granular access controls** for multi-subsidiary organizations
- **MSP mode** for payment facilitators and vendors
- **Immutable audit logs** for regulatory examinations

## Trusted by Leading Financial Institutions

Financial services teams using ZeroPath achieve:

- **95% reduction** in PII exposure incidents
- **80% faster** PCI DSS audit preparation
- **60% lower** false positive rates than traditional SAST
- **3x faster** vulnerability remediation

## Detect & fix what others miss